Financial stress can manifest itself in many different ways, and looks similarly to any other form of stress or anxiety. With 78% of American workers reporting they live paycheck to paycheck and 72% of Americans stressed about finances, it is critical that individuals know the various resources available to them.
As the COVID-19 pandemic continues to upend our lives, Americans [...]
Sen. Ron Johnson (R-Wis.), one of the most conservative members of Congress, and Rep. Alexandria Ocasio-Cortez (D-N.Y.), one of the most liberal, have both introduced sweeping proposals to broaden employee ownership in the U.S. That surprising fact testifies to just how practical—and urgent—this idea is. Too many Americans have too little wealth. Just over 20 percent of all Americans have no wealth at all. Forty percent of Americans cannot cover a financial emergency with available cash, forcing them to need to borrow money, put it on a credit card, raid their retirement accounts (if they have one), or other less than optimal choices. Only about half the working age population has retirement savings of any kind.
While responsible planning can help prevent a number of painful [...]
A survey by Greenspring Advisors conducted during May 2019, with [...]
If you’re going to spend money on a benefit for [...]
The Elusive ROI of Financial Wellness When contemplating a financial [...]
Workers might have life insurance policies, but the coverage is [...]
We have a retirement crisis in the U.S. that I [...]
How Financial Literacy Helps You In Your Daily Life? The [...]