Current Articles
Recent news and research
Closing the Wealth Inequality Gap with ESOPs
There is plenty of data about wealth inequality, focusing on data alone misses a key point: Wealth inequality is about people. It is about people who go to work, pay their bills, meet their responsibilities, [...]
Roth 401(k) vs Roth IRA-The Complete Guide
Who is this for? Anyone that hopes to one day retire would benefit from understanding the difference between Roth 401ks and Roth IRAs, and how to navigate them both to your greatest advantage. Maybe you’re [...]
ESOPs Remain Attractive for Companies Seeking to Engage Workers
Employee stock ownership plans (ESOPs) can be a powerful tool for recruiting and retaining top talent in good times and bad. And there is ample research showing that ESOP companies weather economic crises better than [...]
Worried about COVID-19 and the market turmoil? Take these actions to improve your emotional, physical and financial health.
First off, remember to breathe. The Dow Jones Industrial Average DJIA, +9.36% and S&P 500 Index SPX, +9.28% plunged Thursday in the worst drop since the 1987 market crash. The dramatic decline came after [...]
New York’s plastic bag ban is a lesson in how consumers treat money
New York’s new ban on plastic bags is, on its face, an effort to reduce consumer waste. It likely also offers an important lesson on consumer psychology and how we think about money. As of [...]
Financial wellness is the next frontier for benefits providers
Financial wellness benefits aren’t just a “nice to have” anymore. The skyrocketing popularity of this holistic approach to employee benefits presents a challenge — and an opportunity — for benefits administrators who always need [...]