Current Articles
Recent news and research
Financial Stress: Signs of Stress & 8 Ways to Cope
Financial stress can manifest itself in many different ways, and looks similarly to any other form of stress or anxiety. With 78% of American workers reporting they live paycheck to paycheck and 72% of Americans stressed about finances, it is critical that individuals know the various resources available to them.
COVID showed why we need to make financial literacy a national priority
As the COVID-19 pandemic continues to upend our lives, Americans are facing issues they couldn’t have imagined even months ago. What started as a health threat quickly morphed into something much bigger, not just impacting [...]
Employee ownership, the wealth gap, and the current crisis
Sen. Ron Johnson (R-Wis.), one of the most conservative members of Congress, and Rep. Alexandria Ocasio-Cortez (D-N.Y.), one of the most liberal, have both introduced sweeping proposals to broaden employee ownership in the U.S. That surprising fact testifies to just how practical—and urgent—this idea is. Too many Americans have too little wealth. Just over 20 percent of all Americans have no wealth at all. Forty percent of Americans cannot cover a financial emergency with available cash, forcing them to need to borrow money, put it on a credit card, raid their retirement accounts (if they have one), or other less than optimal choices. Only about half the working age population has retirement savings of any kind.
Why Workplace Financial Wellness Matters
What is financial wellness and what does it have to do with work? Is it really the business of employers to try and raise the financial I.Q. of their employees? What does an employer financial [...]
The Resilience Factor: How To Apply It To Improve Your Financial Life
Life is full of obstacles and adversities - some large, some small and others like the global pandemic have affected every facet of our lives. According to the latest research by the Financial Finesse Think [...]
Pay Off Student Loans Fast – Get Out Of Debt Now
According to the Federal Reserve Bank of New York, student loan debt has reached over $1.5 trillion. The average student loan debt per borrower is over $37,000. Student loans are more in demand than any [...]