Major Home Markets Predicted to Fall More
IHS Global Insight predicts that housing prices in the nation's largest 25 home markets for single-family dwellings will decline another 5% to 10%. Larger declines are predicted for some markets. The worst predicted prices declines are: Los Anglelos (-25.7%), Phoenix (-25.4%), New York (-22.3%), Philadelphia (-15.6%), Denver (-15.0%),. Washington, DC (-14.8%),
Money, August 09, p. 87.
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Financial Education: The Federal Perspective
The Government Accountability Office (GAO) released its report "Financial Literacy and Education Commission: Progress Made in Fostering Partnerships, but National Strategy Remains Largely Descriptive Rather Than Strategic."
The report can be found at www.gao.gov/new.items/d09638t.pdf
AFCPE, 3rd Quarter, pg 9 |
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Numbers - Mortgage Delinquencies Hits Historic High
More than 13% of American homeowners with a mortgage are either behind on their payments or in foreclosure as the recession throws more people out of work, said the Mortgage Bankers Association.
USA Today, 8-21-09, B-1
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| BEST QUOTE - Direct Influence for 401(k) Participants in Making Their Decisions
"Another way to directly influence plan participants into making decisions about their benefits is to speak to their heart, not their heads. Speak to them in a way that will penetrate their actions by pointing out that "if you're going to work this stinkin' hard, you better have something to show for it through the employee's 401(k), for example."
Dave Ramsey, speaking at the 22nd annual Benefits Forum & Expo.
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"Featured Partner - Best Provider "
Financial Soundings is a registered investment advisor focused on proactively delivering retirement plan investment direction to employees of all types of corporations. By incorporating their Retirement Planning Insights program as a feature of the plan, every employee of an organization, whether participating in the retirement plan or not, receives a personalized report outlining their current investment strategy, an analysis of whether the person is on track to meet their retirment goals, suggestions on how to improve their likelihood of success in reaching their goals, and specific fund level advice on how to allocate their assets to more effectively utilize the plan to meet their objectives.
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