PFEEF Ezine on Workplace Financial Programs
July 14, 2008
 
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A NATION IN DEBT 
 
"The Great Seduction" is a June 10th commentary by David Brooks of the New York Times. His observations are based on "A Nation In Debt: How We Killed Thrift, Enthroned Loan Sharks and Undermined American Prosperity" by Barbara Dafoe Whitehead. See the very readable and insightful report in The American Interest. This is MUST reading!  
 
NUMBERS "How Much Do You Have in Emergency Funds?" 
  
63% of adults in a national survey say they have an emergency fund in case of a major expense: Less than one month (4%), one to two months (25%), three to four months (32%), five to six months (11%), and over six months (29%). (Principal Financial Well-Being Index survey click here) 

"FAVORITE QUOTE"

"Now, it's considered normal to play the debt game, and imagine that fiscal decisions today will have no consequences for the future."  David Brooks, of the New York Times

"Featured Partner - Best Provider

The Heartland Institute of Financial Education is a Colorado non-profit organization whose mission is to promote financial literacy across America. It is dedicated to empowering organizations and their people through financial education. This focused education is provided by experienced financial professionals who have earned their CFEd® designation - CFE Certified Financial Educator® the first registered credential of its kind. The CFEd® recognizes the financial professional who teaches others. Heartland is PFEEF's longest and strongest supporter.

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