News from PFEEF
 
March 10, 2009
 
 
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Challenges and Solutions for Health & Productivity Incentives and Disincentives
 
Employers want help in crafting effective incentives and disincentives programs for workforce health and productivity. This new research found challenges. To help, Integrated Benefits Institute (IBI) asked its member experts to suggest employer solutions based on the research findings. click here for the full article from IBI. 
FAVORITE QUOTE   
"Financial education needs to become a part of our national curriculum and scoring systems so that it's not just the rich kids that learn about money.. it's all of us." David Bach
NUMBERS - Credit Card Payment Rate
Data show that the credit card payment rate - the percentage of outstanding card debt paid. - fell by 2.5 percentage points to 16.1%. The drop in November, the latest month available, is among the largest on record, according to CardTrak.com. a credit card research firm. USA Today, January 30, 2009, A1 
Sign up for Tom's Webcast on "All New Presentation"
 
Dr. E. Thomas Garman, President, Personal Finance Employee Education Foundtation, will present a webcast on Thursday, March 26th, at 1 PM, EST. Presentation will be 25 minutes in length plus Q & A.
 
Please sign up by e-mailing Mary Moldenhauer, PFEEF Administrative Manager, E-mail.
 
The title is:
"Increase the Bottom Line by Helping Distressed Employee's During Challenging Financial Times"
                                             "Featured Partner -Best Provider "      
 
 
Integrated Benefits Solutions (IBS) mission is to help clients define and reach their financial goals and to leave a legacy which represents their values. The IBS team successfully provides value to shareholders and employees by structuring integrated business continuation plans, personal financial plans and legacy planning solutions for executives, business owners or employees in a format and depth needed to meet their unique personal financial planning needs.  

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PFEEF Mission: "Sharing research, expertise, and best practices demonstrating that profits i.ncrease by providing employees easy access to resources to reduce personal finance distress and improve financial well-being." Everything on the PFEEF website is available for your use at no cost!

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